‘I have known Richard for a few years now. Originally my husband had a few small pensions here and there. Richard helped to amalgamate them for him. Later when we decided to take the first steps to retirement he was there to advise us. Last year my husband suddenly died and I was left with a bewildering amount of paperwork. Luckily for me Richard came and sorted through the policies, having made sure previously everything was in order. He also took time to help completion of certain forms when they seemed beyond me. I could not wish for a better financial advisor than I have found in Richard of Anculo’
Jane Smith ( Shropshire)


‘I have always found Richard to be friendly, personable and always approachable. Nothing has ever been too much trouble. I feel he has always provided first class financial advice and ongoing service, taking care of my fund. I would have no hesitation in recommending Richard’s services to any of my friends and family.’

JAH (Shrewsbury)


‘It is always an easy experience when dealing with Richard at Anculo. He has a first class understanding of my financial background and needs. He is always reassuring and has an excellent grasp of the markets. I would not hesitate to recommend Anculo.’

CHRISTINE HARDING (Pembrokeshire)


‘We have come to expect a high level of expertise and advice and Richard exceeds the normal expectations.

Richard has looked after our finances for over 20 years and his advice is always sound, helpful and reliable.

We have no hesitation in recommending his services.

(NB -Richard…We have ticked ‘better than expected’ –  but we have come to expect a high standard from you -which you always deliver and so we are not implying that we don’t expect it)’

Geoff & Sue (Ellesmere)


‘Richard was extremely helpful and broke information down to suit my communication needs. He explained jargon clearly and most written information was jargon free. 

When I have a problem with anything I just have to ring and Richard is there to sort me out.’

A very satisfied customer  (HD -Ellesmere)


‘I have relied on Richard Owen as my financial advisor for nearly ten years. During this time, he has demonstrated a comprehensive and up-to-date knowledge of investment and pension affairs. He is a patient, empathetic and effective communicator which is important when dealing with what is a complex field. He has helped me deal with the nitty gritty of creating investment and pension portfolios which have delivered returns well beyond my expectations. Richard has been astute on taxation advice. And he delivered a particular coup de force when pensions were opened up to flexible access. He successfully navigated and negotiated a 7% annuity for me at a time when there was a lot of uncertainty amongst pension companies and pension holders. I am forever grateful. In short, Richard is a pleasure to do business with.’

(Ray Purcell – Ellesmere)


‘My adviser understands the common man, uses plain English so you understand what is going on. No big words or jargon. Very happy with the service received and confident my money will be dealt with in my best interest. ‘

Gillian Wild (North Shropshire)


‘I have known Richard for approximately 10 years. He has arranged various mortgages, pensions and investments for me over that period. His advice has been invaluable over that time. Over the last 12 months, I am amazed that my investments have made good returns despite the volatility caused by the pandemic. I can recommend Richard to anybody who needs financial assistance of any sort.’

(Mark Drury – North Shropshire)


‘A good relationship based on a number of years of good advice. ‘
(M.A.- North Shropshire)